Imagine that your mom signs you up for a workshop and you don't want to go, well this happened to me. Then on the first day, this other kid in the workshop says he is working as much as he can at a fast food place so he can buy a sports car. And you're wondering why because he can't even drive yet. And you think you don't want that car, you have different priorities. That's when you realize why you are at the workshop. To see what's out there, and learn where you fit. The workshop isn't about a topic you think is interesting, so you go along with it. They're telling you to save for college. But you are 12, you aren't exactly thinking about that. You are ahead of the curve though, you learned about dividend paying stocks when you were 7. And you cut a deal with your parents to sell their excess stuff on eBay and take a cut, then you used that money to buy a new iPad. But when you had enough to buy the iPad you decided that wasn't the right thing ...
Saving and planning at Fidelity for Kids provides a younger perspective on the many ways Fidelity helps users get ahead